For a long time there has been life and health insurance for people, but now you can insure your pet in the same way, although there are some nuances.
Recently, it has become more and more popular in megacities to insure pets against accidents. It is easiest to insure pedigree cats and dogs that are members of the club, between the ages of 5 months and 5 years. To get an insurance policy for such a pet, you need certificates of vaccination, clinical health and the cost of the animal. Pedigree or passport may be needed. On the basis of all these documents, the price of insurance and the amount of payments are determined.
Outbred animals or animals that do not have a pedigree can only rely on an analogue of voluntary health insurance for people - the animal veterinary insurance program (VAS). You can also insure the animal for the duration of the trip, against theft, illness, injury or sudden death.
Large dog owners are encouraged to obtain an owner liability policy. With such a policy, if the dog harms a passer-by, the insurance company will cover the costs of damages.
It will be much more difficult to protect a wild or exotic animal with insurance due to the fact that they have a number of individual characteristics and the animal insurance system in Russia is still just taking shape.
